Best Practices for Financing Your Car

Figuring out how to finance your car can be the most stressful part of the car-buying process for many prospective vehicle owners. Here are a few foolproof tips from the finance gurus here at Blackburn Nissan to help you make smart, stress-free choices as you shop for your new car.

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Know how much you want to - and can - borrow

Arm yourself with knowledge before you do anything else. Take a good look at your current financial state. How much can you sensibly borrow? What sort of financial load can you responsibly take on month by month? Take the time to carefully assess exactly how much you can and/or are willing to be on the line for, and do this before anything else!

Decide how long you'd like your loan to last

Some folks don't mind paying off a vehicle for 6-10 years. Some want to knock out every last penny in three years max. Decide what is right for you and your family and take that timeline into consideration when as you shop for financing options.

You have options - don't forget it!

At Blackburn Nissan, we're proud to offer competitive financing options to our customers and are committed to delivering reasonable rates. We recognize that we're not the only lending option available, but we stand by our financial products. Find a lender who you can trust before you sign any dotted line.

Complete a credit check

Don't go into any financial conversation without knowing your credit score ahead of time. Whether you have good, bad, or run-of-the-mill credit, know what it is and think about how this will affect your financing options.

Set a price range and stick to it

Don't let any smooth-talking salesmen convince you to purchase outside your means. Set a limit of what you are going to spend on your new car (and not just the sticker price; remember to account for interest) and stick to it.

If you need help with financing your new Nissan, the team at Blackburn Nissan is here to assist in the hopes of making your car-buying experience as low-stress as possible.